The 2020 Open Enrollment Period runs from Friday, November 1 to Sunday, December 15, 2019. If you don’t act by December 15, you can’t get 2020 coverage unless you qualify for a Special Enrollment Period. Plans sold during Open Enrollment start January 1, 2020. You can preview 2020 plans and prices now before you apply.
Special Enrollment Period (SEP)is a time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child.
Qualifying Life Event (QLE)
A change in your situation — like getting married, having a baby, or losing health coverage — that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period.
Qualifying life events are those situations that cause a change in your life that has an effect on your health insurance options or requirements. A qualifying event must have an impact on your insurance needs or change what health insurance plan(s) you previously had.
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